CHEAP MONEY Take Advantage Of Your Credit Cards

Dated: 02/25/2016

Views: 772

Image title

From cash back offers to lowering your interest rate, credit card companies are offering great deals to those who know how to take advantage. If you are carrying a balance on a card or a number of cards, consider using one of the cards to pay off the others at 0% interest with a balance transfers. Make sure you put that card in the drawer and don’t use it until you have paid off the transfer or transferred it to a different card, at the end of the 0% offer. On most cards, any new purchase will be subject to interest charges during that period. Also be sure that particular card is not set up for auto-pay during that period, as in your Netflix account or EZ Pass, etc. Read the fine print, there will be a one-time transfer fee of 2 to 4% of the total amount and if you are really lucky you will find an offer that waives the transfer fee (it’s all in the fine print).

I’m sure you get emails, texts or snail mails about cash back offers from time to time, but in most cases you have to opt-in to receive the benefit. Be sure to take advantage it’s free money.

Just recently I called one of my credit card carriers and asked them to lower the interest rate, which they gladly did and went even further to offer me 0% for a full year on all future purchases. This card offers cash back on all purchases, with some purchases receiving more than others depending on the most recent opted-in offer. So I decided to pay all my household bills with the card to rack up the cash back. I simply charge my bills and at the same time send an e-check or mail a check in that amount to the credit card company.

Check out some new listings Rockland County 

http://donna.wrightinnyack.com/index.php?types[]=1&areas[]=area%3AOrangetown&fbts=1781039&beds=0&baths=0&min=0&max=30000000&map=0&options[]=new&sortby=listings.listingdate+DESC&quick=1&ppc=Facebook&addht=Facebook&agency_photos=1


Blog author image

Donna Podesta

I am an experienced Realtor working in the Greater Hudson Valley Region which includes both Rockland and Orange County. My goal is to make my client's real estate experience a happy one. Because succe....

Want to Advertise on this Site?

Latest Blog Posts

The Gem On The Lake Awaits You

This beautiful lakefront home with 700 feet of shoreline is looking for a new owner! Imagine pulling through the gates into the peace and quiet of 4 acres of land, over 12,000 SqFt of living

Read More

Bugs Are Feasting On Nyack Residents

It’s that time of year again when all sorts of natures little pests decide to dine on your blood, bite a hole in your skin, or leave an itchy red rash behind. Mosquitoes, horse flies, gnats, no

Read More

Super Spacious Home In Valley Cottage With A Gorgeous Pool

Fabulous contemporary 5 bedroom, 4 full and 2 half bath home. Open concept layout is perfect for large family and friends gatherings. Cathedral 12'ceilings, crown moldings, no expense spared! Very

Read More

Black Bears In Nyack

Once again, many pictures of black bears, coyotes, fox, eagles, and wild turkeys roaming Rockland neighborhoods are being posted all over social media.  This is the County I grew up in. If I

Read More